Retire with a plan, not guesswork.

We help you plan the confident and stress-free retirement you've been dreaming of by designing a tax, deaccumulation, and investment strategy centered around your retirement goals.

Book a complimentary call Take the Retirement Readiness Quiz →

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30+

Years helping Canadians retire with confidence

1,000+

Customized retirement plans delivered

$3B+

Managed by our Winnipeg office for families across Canada

How we start

Three steps. No obligation until step three.

Complimentary

Intro call

A short, no-obligation call to understand your situation and what you want retirement to look like.
Clarity on whether fee-for-service planning or full-service wealth management is the right fit.
An overview of how our Retirement Readiness System resolves the questions keeping you up.

Snapshot

Gap & opportunity review

A review of your current retirement picture — the key gaps, risks, and opportunities in it.
A test drive of our modelling software: do you have enough, what spending is sustainable, what return is required.
A high-level snapshot for direction — not yet the full plan.

Your decision

Decide, on your time

Time to decide whether fee-for-service planning or full-service wealth management fits your situation.
A clear understanding of what working together would involve.
Confidence that you've made the right decision — either way.

Start step one — book your complimentary call

Two ways to work with us

Start with the plan.
Add management only if it earns its place.

Planning first, by design. Fee-for-service is a low-commitment way to experience our advice before moving a dollar. If you later choose full-service wealth management, we waive 50% of the planning fee.

Start here

Fee-For-Service Only Retirement Planning

A complete, written retirement plan for a flat fee. No assets move, and no commitment beyond the engagement.

Cash-flow modelling and a safe spending number
Withdrawal sequencing across your accounts
CPP and OAS timing the numbers actually support
Stress-tested against poor returns and poor timing

See everything in the Retirement Readiness System

If and when it fits

Ongoing Full-Service Wealth Management

For families who want the plan implemented and maintained — investments, tax, estate and income administration under one roof.

Ongoing planning, reviews and progress reporting
Retirement income administration and tax planning
Estate, risk management and family governance

Explore wealth management

Why this matters

Most Canadians retire without a plan for the money.

55%

of Canadians heading into retirement don't have a plan for their money.

59%

of Canadians fear they'll outlive their savings.

Source: CPP Investments 2025 Retirement Survey (Innovative Research Group, August–September 2025)

The questions that actually matter

Get answers to your questions.

What you're askingWhat you get

How much can I actually spend without running out?

Your safe spending number — how much you can spend for life, with room built in for travel, renovations, and the goals that matter to you.

What happens if the market drops right after I retire?

A plan stress-tested against poor returns and poor timing of returns — so a bad market early in retirement doesn't sink you.

Which accounts do I draw from first to pay the least tax?

Tax-efficient withdrawals across your accounts — the right order to draw from to lower lifetime tax.

When should I start CPP and OAS?

A CPP and OAS start date — the timing the numbers actually support, not a rule of thumb.

How do I plan for healthcare and long-term care?

A healthcare and long-term care plan — costs mapped out before you need them.

In their words

Three decades of relationships.

As a young professional I entrusted my investments and future retirement goals to Shaun. Thirty years later I retired at 61. I credit Shaun and his team with the expert coaching and advice to help make that happen. I appreciate Shaun’s steady, interactive, informative and proactive approach. He stays on top of market conditions and trends and always provides clear and well-reasoned investment options and recommendations. We have navigated together the highs and lows of bull and bear markets. It’s been a great experience with Shaun and his excellent team.

Lionel & Jane Martens

Shaun Humphries has been our investment advisor since 1994. Over the last 30 years, we have formed a long-term relationship built on trust and friendship. There are several reasons why we have remained with Shaun and his staff at Assante, which include the following: education, providing a plan and keeping it updated, customized portfolio recommendations, and tax planning linked to portfolio strategies. Thank you for all of your assistance, Shaun and Staff!

Myron & Nesta Becker

We couldn’t be happier with the level of service and attention we receive from the Humphries Wealth Group. Shaun and the team are always very responsive, ready to listen, and great at explaining everything in a professional yet easy-to-understand and engaging manner. Best of all, Shaun and the team take time to work closely with us to develop a comprehensive plan that specifically suits our situation and future needs.

Kurt & Pamela Martinson

Ready when you are

Get answers in 30 minutes.

A free, no-obligation retirement readiness call. Bring the question you've been avoiding — we'll tell you straight whether we can help.

Book your complimentary call 204-977-8049

Not prepared to talk yet?

Start somewhere lower-commitment.

Take the Retirement Readiness Quiz → Get the free resource bundle →